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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Online Banking

Deposit Products

Monet Bank offers competitive products designed to help you meet your financial goals with confidence.

Grow and Manage Your Savings with Monet Bank

Our products are structured to deliver stability, clarity, and value. All deposits are FDIC-insured, giving you peace of mind.

Learn More About Our Products

CDs

With certificates of deposit (CDs) from Monet Bank, you can grow your savings with competitive returns while maintaining control over access to your funds.

Money Market

Money market accounts from Monet Bank have no fixed terms or maturities, so your funds remain accessible whenever you need them.

Savings

Start to build your financial portfolio with confidence. Your funds will generally earn higher returns than with typical interest-bearing checking accounts.

Which Product Is Right For You?

CDs Money Market Savings
Feature

Savings Goal

CDs

Safe, long-term growth with competitive rates

Money Market

Availability of your funds; no fixed terms

Savings

Low initial deposit; great for beginning investors

Feature

Product Highlights

CDs

A range of maturities enables you to maximize returns and control the accessibility of your deposits

Money Market

No fixed term or maturity, and your funds are always available

Savings

Your funds earn a higher return than a typical interest-bearing checking account

Feature

Fees

CDs

Please check the Truth in Savings disclosure for a list of fees

Money Market

Please check the Truth in Savings disclosure for a list of fees

Savings

Please check the Truth in Savings disclosure for a list of fees

Feature

Minimum Opening Deposit

CDs

$1,000 Branch
$25,000 Online

Money Market

$2,500

Savings

$1,000

CDs

Savings Goal

Safe, long-term growth with competitive rates

Product Highlights

A range of maturities enables you to maximize returns and control the accessibility of your deposits

Fees

Please check the Truth in Savings disclosure for a list of fees

Minimum Opening Deposit

$1,000 Branch
$25,000 Online

Money Market

Savings Goal

Availability of your funds; no fixed terms

Product Highlights

No fixed term or maturity, and your funds are always available

Fees

Please check the Truth in Savings disclosure for a list of fees

Minimum Opening Deposit

$2,500

Savings

Savings Goal

Low initial deposit; great for beginning investors

Product Highlights

Your funds earn a higher return than a typical interest-bearing checking account

Fees

Please check the Truth in Savings disclosure for a list of fees

Minimum Opening Deposit

$1,000